Capture Value
The Opportunity

Cashback isn't simple.

It just seems like it is.

The hidden truth
for merchants & reward programmes
0%of all cashback budgets are wasted

Behind every cashback transaction sits an enormous network of merchants, banks, card networks, transaction providers, publishers, affiliate networks, reward platforms, and reconciliation systems — invoicing each other, collecting money and moving it. Every time money moves from one party to another there is a cost, and that cost erodes ROI for merchants and reduces rewards for consumers.

CONSUMER
CARD
CARD NETWORK
ISSUER
TRANSACTION DATA
MERCHANT ID
REWARD PROGRAMME
PUBLISHER
AFFILIATE NETWORK
MERCHANT
TRACKING
ATTRIBUTION
RECONCILIATION
INVOICE
PAYMENT
REWARD
FIG. 01 — THE HIDDEN NETWORK
v$
FIG. — COST EROSION
FIG. 02 — ROI EROSION

Simplifying this complexity, eliminating promotional waste and maximising growth of the network is our mission.

Market state

The world already earns billions in cashback.

But cashback doesn't come back.

Silo A

BANK A

Every cashback redemption is a cash outflow — paid out once, never returned to the ledger.

Silo B

MERCHANT B

Every point redeemed is cash out the door — value paid, never recovered.

Silo C

AIRLINE C

Every mile redeemed is a cash outflow — seats and margins paid out, never recouped.

Silo D

REWARDS APP D

Every balance cashed out is a one-way outflow — money out, never coming back.

Cash is paid out and never comes back — because there is no interoperable liquidity layer between reward programmes.

Structural limit
Index of silos
  • 01Merchants
  • 02Rewards
  • 03Transactions
  • 04Affiliates
  • 05Reconciliation

Five systems. Five ledgers. No shared reconciliation.

The industry has networks.
Until now, it didn't have a network.

Every participant who joins makes more money than before. thing.

Why onchain

Applying blockchain technology means no single participant controls the ledger.

01
Programmable

Economic rules can execute automatically.

02
Interoperable

Value can move between connected applications.

03
Transparent

Supply and movement can be independently verified.

04
Global

The economic layer isn't constrained to one rewards programme.

05
Liquid

Value can move rather than terminate.

06
Open

New participants can integrate with the economic layer.