03 / Banks / Fintech / Consumers
Put rewards on any payment product.
Connect transaction intelligence, merchant offers and reward infrastructure without building the entire ecosystem yourself.
The path
YOUR CARD→TRANSACTION→NETWORK→MERCHANT MATCH→REWARD→CUSTOMER
Rewards should drive sales.
1% or 5% rewards do not change purchasing behaviour.
Voucher Currency facilitates the perceived value of a 20% reward, whilst producing a marginal cost for merchants of just 4%.
BANK POINTS
CASHBACK
AIR MILES
LOYALTY POINTS
EMPLOYEE REWARDS
CARD REWARDS
PUBLISHER BALANCES
Purchasing Power
RETAIL
TRAVEL
FOOD
ENTERTAINMENT
SERVICES
LOCAL BUSINESSES
ONLINE COMMERCE
Break the walled garden
Earn here.
Redeem here.
Expire here.
Earn.
Move.
Redeem.
Circulate.
Your reward shouldn't be locked to where you received it.
What you connect to
01
Offers
A merchant network you don't have to recruit yourself.
02
Eligibility
Rules resolved against verified transaction events.
03
Reward calculation
Consistent economics across programmes.
04
Redemption
Purchasing power usable across participating merchants.
05
Distribution
Reach consumers through the products they already use.
06
Reconciled
Circulating value instead of a one-way payout chain.